Logo Logo Logo Logo
  • Home
  • Company
    • About
    • Team
    • Partners
    • Why THC
  • Solutions
    • Lending
    • Banking
    • Transacting
    • Consulting
  • Research
    • Publications
    • Financial Models
    • Books
    • Archive
  • Blog
  • Login / Signup
  • Contact

THC Solutions Lending

SOLUTIONS
 
 
ld w
LENDING
bank b
BANKING
tsac b
TRANSACTING
con b
CONSULTING
LENDING
OPTIMIZE PROFITABILITY

In times of change, uncertainties abound. While the landscape becomes increasingly competitive, it’s important not to mistake uncertainties for lack of opportunities.

Maximize results using market prices and models to perform comprehensive balance sheet analysis.

tow
EXPLORE OUR REPORTS/PRODUCTS
FOR LENDING
Report Name Key Words
Loan Portfolio Analytics Duration, convexity, OAS, yield
Loan Tape Tear Sheet Price attribution, yield attribution, loan analytics
Loan Central for Sale Credit boxes, auto-matching
Loan Central Credit Boxes Credit limits, size, seller types, profitability needs
Pricing Matrices Mortgage loan pricing
Benchmark Secondary Market Loan Offer Rates Key market rates of benchmark loans
Loan Performance (Risk) Report LTV duration, FICO duration, credit convexity
FOR CREDIT / CECL
Report Name Key Words
Concentration Risk Base case, moderate, severe, crisis
Enterprise Stress test Liquidity, IRR, credit risk drivers, reverse stress test
Portfolio Stress Test Loan portfolio potential losses
Transactional Stress Test Account level risk analysis
Credit Risk Management Concentration risk by sector and loan portfolio
CECL PD/LGD Assumption Report PD, LGD by sector
CECL Analytics Report ALLL, sector analysis
OUR SOLUTION
PRODUCT PROFITABILITY
OPTIMIZE
LOAN STRUCTURE
Adjust your offer price and loan structure to dynamically analyze profitability and optimize risk-based pricing.
Read more >>
MAKE
SMARTER DECISIONS
Meet customer needs while maintaining ALCO performance requirements using loan specific financial models
IMRPOVE
UNDERWRITING PRACTICES
Align rate/volume decisions with relative profitability analysis across your product line. Use CECL, benchmark THC research and loan desk pricing.
Logo
HOME
ABOUT
TEAM
PARTNERS
WHY THC
LENDING
BANKING
TRANSACTING
CONSULTING
PUBLICATIONS
FINANCIAL MODELS
BOOKS
ARCHIVE
BLOG
LOGIN
SIGNUP
CONTACT

55 Liberty Street, Suite 4B.
New York, 10005, NY, USA

linkedin facebook twitter youtube

Copyright © 2001-2019 Thomas Ho Company Limited
Verve Concepts | Uncomplicate Your Brand