SOLUTIONS
LENDING
OPTIMIZE PROFITABILITY
In times of change, uncertainties abound. While the landscape becomes increasingly competitive, it’s important not to mistake uncertainties for lack of opportunities.
Maximize results using market prices and models to perform comprehensive balance sheet analysis.
EXPLORE OUR REPORTS/PRODUCTS
FOR LENDING
| Report Name | Key Words |
| Loan Portfolio Analytics | Duration, convexity, OAS, yield |
| Loan Tape Tear Sheet | Price attribution, yield attribution, loan analytics |
| Loan Central for Sale | Credit boxes, auto-matching |
| Loan Central Credit Boxes | Credit limits, size, seller types, profitability needs |
| Pricing Matrices | Mortgage loan pricing |
| Benchmark Secondary Market Loan Offer Rates | Key market rates of benchmark loans |
| Loan Performance (Risk) Report | LTV duration, FICO duration, credit convexity |
FOR CREDIT / CECL
| Report Name | Key Words |
| Concentration Risk | Base case, moderate, severe, crisis |
| Enterprise Stress test | Liquidity, IRR, credit risk drivers, reverse stress test |
| Portfolio Stress Test | Loan portfolio potential losses |
| Transactional Stress Test | Account level risk analysis |
| Credit Risk Management | Concentration risk by sector and loan portfolio |
| CECL PD/LGD Assumption Report | PD, LGD by sector |
| CECL Analytics Report | ALLL, sector analysis |
OUR SOLUTION
PRODUCT PROFITABILITY
OPTIMIZE
LOAN STRUCTURE
LOAN STRUCTURE
Adjust your offer price and loan structure to dynamically analyze profitability and optimize risk-based pricing.
MAKE
SMARTER DECISIONS
SMARTER DECISIONS
Meet customer needs while maintaining ALCO performance requirements using loan specific financial models
IMRPOVE
UNDERWRITING PRACTICES
UNDERWRITING PRACTICES
Align rate/volume decisions with relative profitability analysis across your product line. Use CECL, benchmark THC research and loan desk pricing.